373 S. Schmale - Suite 204 Carol Stream, IL 60188 Office: 630-665-8030 Fax: 630-665-8176

What to bring to a mortgage application

• Accepted copy of sales contract, legal description of property.
• Names and addresses for all employers for past 2 years.
• Most recent monthly paycheck stubs showing year-to-date earnings.
• Copies of your W2's for past 2 years.
• If self-employed or commissioned, 3 years complete tax returns, current profit and loss statement.
• List of all checking and savings accounts. Names, addresses, and account numbers. Previous three months statements on all accounts.
• List of CD's and IRA accounts.
• List of credit union accounts. Name, address, and account numbers.
• List of stock owned, copy of brokers statements, savings bond serial number and amounts.
• List of all open credit, auto loans, credit cards, loan companies, etc. Names, addresses, and account numbers.
• Name, address, and account number for present or prior mortgage.
• If bankrupt, complete schedule and discharge with a letter mortgage.
• Release of any judgements of collections with letter of explanation.
• If divorced, copy of divorce or separation papers.
• VA certificate of eligibility and DD-214, if applying for VA mortgage.
• Any other information that would be helpful in expediting your mortgage application.
• Appraisal and credit report fee $ ________

Choosing a mortgage lender is one of the most important choices you will be making when buying a new home. Print this page to make an accurate comparison of lenders - there's a lot more to consider then just interest rates and discount points.